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about us

Credup was established to create a more flexible loan environment in Nigeria, providing client-focused services with a wider array of options for securing loans.

Credup goes beyond the scope of conventional or traditional loan-financing to allow for better and more convenient access to credit using valued assets owned by people or businesses.

We provide swift short-term loans to individual clients and businesses, and payday loans to salaried loan applicants.

We collaborate with you to work out the loan option best suited for you with flexible repayment plans and the assurance of regaining your valued asset once repayment is complete.

Vision and Mission statements

Vision

Nigeria’s foremost credit institution providing fast and convenient financial solutions for individuals and businesses.

Mission

Harnessing technology to bring credit options that relieve the economic burden posed to individuals and businesses in the country.

To provide easily accessible and flexible loan options to every potential applicant.

How to apply?

  • Make your loan request stating your preferred amount and tenor by contacting us on info@credup.ng
  • Execute and submit all required documents.
  • Credit disbursement is made.

What is the minimum and maximum amount that can be borrowed?

For payday loans, minimum amount is N100,000 while maximum is N2,000,000

For business loans, minimum amount is N500,000 while max is N10,000,000

What valued assets can I pawn?

Valued assets we're interested in include - motor vehicles, articulated trucks, jewellery items, high-value electronic sets, power generating sets, stocks etc.

Land or buildings are not suitable/accepted by us.

Do I get my Pawned Asset back after full repayment?

Certainly. Once the loan facility is liquidated, inclusive of all interest sum, the pawned assets are given back to the client

What are your types of loan?

Payday loans and business loans

Payday loans

This loan is accessible to anyone on a salary at a reputable organization.

You make repayments on your ‘payday’, this is to help sort out emergencies or financial burdens that may come up before the next salary comes in or for amounts larger than your salary.

Whatever the need is, you can ‘CredUp’.

Business loans

The primary criterion for accessing CredUp’s business loan is to be a business!

Using your company assets, you can get a loan to the sum of N5,000,000 for your organization.

Loans can be used to pay for supplies, expansion, equipment purchase and bridge working capital requirements.